Is Transferring a Personal Loan From Lender to Lender a Feasible Option?
During the financial crisis, individuals may not research in-depth and may often avail of a personal loan with a high rate of interest. Most banks and lending institutions offer a balance transfer facility, wherein borrowers may transfer their outstanding amount to another lender which has a lower rate of interest. Borrowers may also seek to […]
Read MoreIs it Necessary to Seek Financial Advice While Making a Borrowing Decision?
Borrowing funds from banks and lending institutions is a huge financial decision. Often, individuals borrow loans that have a long tenure. Repaying the loan amount for such a long period may lead to serious debt issues in the long run. For this purpose, it is important to make a borrowing decision only after careful consideration […]
Read MoreTruth about Pre-Approved Personal Loans
Mr. Deepak Kumar, a 50-year-old salaried person, is about to retire soon. He wishes to borrow a loan to undertake an international vacation with his family. He plans on offsetting the loan amount with the pension he receives after retirement. Mr. Deepak has received a text message from his local banks stating that he […]
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Allowing Yourself To Overspend
One of the hallmarks of good financial planning, or at least from people who claim they are teaching it, is to avoid going over your budget. The budget itself should be carefully developed based on known monthly expenses, they say, and they’re right. The problem is, the world doesn’t know what monthly expenses it’s going […]
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Sorting Out Your Finances Before Buying a Car
If you are gearing yourself up for the finance to buy a new or used car, it is important to make sure that your financial affairs are as healthy and robust state of affairs as possible. Credit reference agencies The main reason for this is that when you are buying a car on credit, one […]
Read MoreFrugal Tips for the Everyday Shopper
Do you struggle to get a bargain? Want to make your money go further? Or do you just want to enjoy the finer things in life without having to spend huge amounts of cash? There are so many ways to save money. If you read any tabloid newspapers you’ll more than likely have seen an […]
Read MoreIs Your Pension Fund Safe Post Brexit?
Plunging markets and poor annuity returns mean a bleak outlook for your pension The financial markets are tanking and investors are even more risk-averse after the UK Brexit vote. So how can you escape pension doomsday in the UK? A hair’s breadth decision has plunged UK financial institutions into chaos. Even more worryingly, the result […]
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4 Household Items You Can Sell to Make Money
We all need extra cash once in a while. Maybe you’re saving up for a vacation, planning to spoil someone you love with a fancy dinner or surprise gift or need some funds to pay an unexpected bill. Whatever the reason, you’ll be surprised to learn that there’s money to be found right in your […]
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Top Ways To Earn Money From Home
If you are currently between jobs, staying at home to look after children or just want to supplement your income; you may be looking to earn some extra money working from home. Fortunately, there is no better time than now to do this, all thanks to the internet and the rich supply of options it […]
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Key Decisions That Will Improve Your Financial Health
Money is one of the most important factors in any of our lives. Finding ways to improve personal finances is a goal shared by millions. To achieve a brighter financial situation, you must first learn to take greater responsibility. This starts with making smarter decisions. Master the key elements by considering these factors, and it […]
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