Truth about Pre-Approved Personal Loans
Mr. Deepak Kumar, a 50-year-old salaried person, is about to retire soon. He wishes to borrow a loan to undertake an international vacation with his family. He plans on offsetting the loan amount with the pension he receives after retirement. Mr. Deepak has received a text message from his local banks stating that he […]
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Allowing Yourself To Overspend
One of the hallmarks of good financial planning, or at least from people who claim they are teaching it, is to avoid going over your budget. The budget itself should be carefully developed based on known monthly expenses, they say, and they’re right. The problem is, the world doesn’t know what monthly expenses it’s going […]
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Why A Prenuptial Agreement Is Never Foolproof
Prenuptial Agreements: What You Need To Know The idea of a prenuptial agreement is to protect both parties financially before they get married. This legal document can be used to protect a multitude of different aspects of the couple’s financial affairs, including things such as family inheritances and what help children from previous marriages, will […]
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Deciding Whether You Should Take A Personal Loan Or Not
If you are considering borrowing money in the form of an unsecured personal loan, there are some important questions you need to ask yourself. While you may need the money for something necessary such as a replacement for a broken appliance or something else urgent; you need to ask yourself if you need the money […]
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Monitoring Your Personal Finances
Monitoring your personal finances is not always easy, but it is necessary. Whether you are saving up for a new home, a car, or a vacation, or if you just want to keep track of your expenses and create a budget, monitoring your spending habits and bills can help. Once you know how much […]
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Top Tips for Organising Your Finances Before a Holiday
As we settle into a new year it’s very easy to forget our good intentions and get bogged-down in everyday life. But for those of us who commit to getting our personal finances in order, it’s vitally important we don’t let our resolutions slip. If you’re planning a holiday this summer, it’s especially key to […]
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How Your Financial Advisor Can Help You
There will be a time in your life when you will need to sit down with a Certified Financial Planner and wealth advisor to discuss your financial situation. Circumstances where this may arise include planning for the education of your children, the transfer of wealth from one generation to another, and paying for care as […]
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Get To The Root Of The Problem With A Tax Specialist
Taxes are an issue that are a yearly reality in the lives of private individuals, as well as businesses. Everyone is required to report and file income taxes in Canada and when things go awry in a business or in personal lives, which can sometimes translate into problems at tax time. In fact, many people […]
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