How Digitalization Helps in Calculating Home Loan EMIs
Technological development has made applying for loans quick and simple. Digitalization enables you to determine your loan eligibility and stay updated with all the loan-related information. Furthermore, online calculators help you to calculate the estimated Equated Monthly Installment (EMI) you will have to pay during the loan tenure. Understanding the loan EMI The EMI is […]
Read MoreDemonetization – Its impact on Housing Loans
Demonetization which has a dictionary meaning of “withdraw from use” has given the Indian economy a new meaning. An economy largely dependent on cash transactions has suddenly found itself lost from 8th November. The currency which was in use for most of the transactions i.e INR 500 & 1000 notes has become worthless. So fear, […]
Read MoreTips to Maintain your CIBIL Score for Better Home Loans
Those who are planning to get a home loan for funding their big purchase are generally on their toes about CIBIL score. And if you are doing everything right to keep your CIBIL score good and still facing problems, there are still a few more things you can do. Bad credit behaviour regarding card limits […]
Read MoreWhat are Offset Mortgages?
Offset mortgages are a way of using any of your existing savings to offset any outstanding mortgage balance – meaning you are only charged interest on the remaining mortgage balance. For example, if you have a £250,000 mortgage balance, you offset this balance with £40,000 savings and are then only charged interest on the £210,000 […]
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4 Things First-Time Buyers Need To Know Before Buying A Home
Source: Moving into your first home signals the start of an exciting chapter. However, it is an equally daunting time that poses a minefield of potential problems. Preparation is key to avoiding those pitfalls. It’s never too early to begin preparations. Here are four lessons to help you along the way. Appreciate You Need […]
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What to Consider before Obtaining a Second Mortgage
If you are contemplating a second mortgage it would be in your best interest to weigh the pros and cons to ensure this is the best option for your own situation. A second mortgage can be a great aid in some situations; however, it can also be detrimental if you do not realize what […]
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Need To Raise Funds? Try These 4 Ways Of Releasing Equity From Your Home
At some point in your life, there will be a time when you need to raise funds. Maybe you have a baby on the way and need to pay for an extra room to be built onto your house? Or perhaps you have a business idea that needs investment but you can’t get a bank […]
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Six Building Projects That Add Value To Your Home | Money Hints
Adding to or improving your home can transform your living space. And it can add real resale value to it, as well. Here are six ways to improve the lot of your property. 1) Exterior improvements. First impressions always count, and a house that’s attractive from the outside will almost certainly be more appealing to […]
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