paying down debt Archives

Is Transferring a Personal Loan From Lender to Lender a Feasible Option?

During the financial crisis, individuals may not research in-depth and may often avail of a personal loan with a high rate of interest. Most banks and lending institutions offer a balance transfer facility, wherein borrowers may transfer their outstanding amount to another lender which has a lower rate of interest. Borrowers may also seek to […]

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Are you considering these credit card debt relief programs?

If you think that your present credit card debts are spiraling out of control, then it’s time to tighten the noose. At times, it becomes too difficult to get your finances back on track simply with the help of tightening your budget. When you can see that the improved budgeting techniques are just not […]

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Getting Back to Basics for Financial Security

There is no question; the global economy has undergone a drastic transformation during recent years. And while financial markets ebb and flow continually, the world economy is just getting back on its feet – having faced one of the worst downturns in history. The devastating impacts of the mortgage meltdown and subsequent collapse within stalwart […]

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Finding the Cash to Pay Off Your Loans

A lot of people face financial problems within their lives. Spiraling debts and lack of cash flow can make for worrying times. We all want to be as liquid as possible when it comes to finances, and sometimes, we will have to make sacrifices in order to keep our heads above water. Everybody has something […]

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Is a Debt Management Plan Right for You?

Working your way out of the red and into the black can be one of the most stressful processes in life. Getting out of debt can be akin to catching sand, with your best efforts bearing little fruit and many solutions having obvious pitfalls. The rise of the payday loans has simply led to many […]

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Bankruptcy: A Great Idea For People In Debt, Or A Last Resort? | Money Hints

Many years ago I went a bit crazy with my spending and I amassed quite a lot of loan and credit card debt. My debt spiralled out of control, and I ended up borrowing money from one lender to pay another because I just couldn’t afford to pay all of my bills from my modest […]

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Planning your way out of Debt

Could I Benefit from a Debt Management Plan? Finding your way out of debt can seem as daunting and hopeless as escaping the ancient catacombs of Egypt with the walls quickly closing in around you. Fortunately the solution for the former does not necessitate an Indian Jones-esque stroke of genius – a simple Debt Management […]

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Financial (In)Securities: How to Gain Stability Between Paychecks | Money Hints

The need for money will never cease, so long as it exists. Because of that need, it often makes us feel insecure and nervous about our financial stability. When bills and living expenses begin to overwhelm, it typically causes us to hide from responsibility and creates a lack of control over our daily lives. For […]