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Allowing Yourself To Overspend

  One of the hallmarks of good financial planning, or at least from people who claim they are teaching it, is to avoid going over your budget. The budget itself should be carefully developed based on known monthly expenses, they say, and they’re right. The problem is,

Sorting Out Your Finances Before Buying a Car

If you are gearing yourself up for the finance to buy a new or used car, it is important to make sure that your financial affairs are in a healthy and robust state of affairs as possible. Credit reference agencies The main reason for this is that

Is Your Pension Fund Safe Post Brexit?

  Plunging markets and poor annuity returns mean a bleak outlook for your pension The financial markets are tanking and investors are even more risk-averse after the UK Brexit vote. So how can you escape pension doomsday? A hair’s breadth decision has plunged UK financial institutions into

The Gains of Outsourcing It Support Services

Finding the right IT support people to provide the services you need for your workers and clients can be daunting. You can choose to have an in-house team or like most businesses, outsource IT support from computer geeks. What are the rewards of outsourcing? All in One

What are Offset Mortgages?

Offset mortgages are a way of using any of your existing savings to offset any outstanding mortgage balance – meaning you are only charged interest on the remaining mortgage balance. For example, if you have a £250,000 mortgage balance, you offset this balance with £40,000 savings and

Why A Prenuptial Agreement Is Never Foolproof

Prenuptial Agreements: What You Need To Know The idea of a prenuptial agreement is to protect both parties financially before they get married. This legal document can be used to protect a multitude of different aspects of the couple’s financial affairs, including things such as family inheritances

5 Oversights That Could Lead to Office Headaches

When it’s time for an office remodel or a perhaps an office move, the excitement over picking cool chairs and break room amenities can overshadow some of the more practical considerations involved. Business owners want to make sure they are maximizing their project budgets while also improving

4 Household Items You Can Sell to Make Money

We all need extra cash once in a while. Maybe you’re saving up for a vacation, planning to spoil someone you love with a fancy dinner or surprise gift, or need some funds to pay an unexpected bill. Whatever the reason, you’ll be surprised to learn that